Account funding in crypto

Dukascopy Bank accepte les actifs cryptographiques comme moyen de dépôt et de retrait pour les comptes de trading, ainsi que comme moyen de dépôt et de retrait pour les comptes MCA (voir Versement d'investissement et Dépôt d'investissement via la blockchain). La liste des crypto-actifs acceptés comprend:

  • Bitcoin (BTC).
  • Ether (ETH).
  • Tether (USDT) - seulement la version ERC20 basée sur la blockchain Ethereum (token address).
  • Pour les dépôts et retraits sur les comptes de trading en cryptomonnaies, les conditions suivantes s'appliquent:

    • La possibilité d'effectuer des dépôts ou des retraits sur des comptes de trading en Bitcoin, Ether ou Tether n'est accessible qu'aux clients ayant validé la procédure de déclaration d'adresse blockchain (voir signature de message).
    • Deposits and withdrawals are only possible if the validity period of the external blockchain address that the client declared to Dukascopy has not expired (see message signing). Upon expiry, a repeated passing of the Message signing procedure is required to restore access to blockchain deposits/withdrawals.
    • Sans notification préalable aux clients, les Bitcoins, Ether ou Tether envoyés par les clients à Dukascopy Bank sont toujours convertis en monnaie fiduciaire correspondant à la devise de base du compte de trading. Le produit de la conversion est crédité en monnaie fiduciaire sur le compte de trading.
    • Lors du traitement d'un retrait, la Banque débite un montant en monnaie fiat du compte de trading du client, convertit ce montant en BTC, ETH ou USDT (selon le choix indiqué dans la demande de retrait) au taux en vigueur, puis transfère les Bitcoins/Ether/Tether vers l'adresse blockchain externe que le client a déclarée à Dukascopy.
    • Withdrawals are only made to the blockchain wallet address declared by the client to Dukascopy.
    • Every deposit in Bitcoins, Ether and Tether must be made to the unique deposit address generated for the client by Dukascopy for every single transaction. Generated deposit addresses can only be used once. Repeated sending of crypto funds to a deposit address that has already been used may lead to a scrutiny and may potentially end up by making the funds unrecoverable to the clients.
    • Les dépôts en Bitcoin, Ether et Tether ne sont pas traités instantanément. Le client doit accepter le risque de perte lié aux fluctuations du taux de change entre le moment où il envoie des BTC, des ETH ou des USDT à Dukascopy et le moment où ceux-ci sont convertis en monnaie fiat par Dukascopy. De même, il existera un décalage entre le moment où le client demande un retrait en BTC (ou en ETH ou en USDT) et celui où les BTC (ou ETH ou USDT) lui sont envoyés par Dukascopy.
    • Deposits and withdrawals in Bitcoin, Ether and Tether are processed only during business days (in the Canton of Geneva, Switzerland).
  • For MCA accounts investment funding/withdrawal in crypto, the following conditions apply:

    • The option to use crypto to open an investment position (more details) in Bitcoin, Ether or Tether is only available to clients that have successfully passed through the blockchain address declaration procedure (see message signing).
    • Les dépôts et retraits en cryptomonnaie ne sont possibles que si la période de validité de l'adresse blockchain externe que le client a déclarée à Dukascopy n'a pas expiré (voir Signature des messages). À l'expiration de cette période, il est nécessaire de répéter la procédure de signature des messages pour rétablir l'accès aux dépôts et retraits via la blockchain.
    • Every incoming transfer in Bitcoins, Ether and Tether must be made to the unique deposit address generated for the client by Dukascopy for every single transaction. Generated deposit addresses can only be used once. Repeated sending of crypto funds to a deposit address that has already been used may lead to a scrutiny and may potentially end up by making the funds unrecoverable to the clients.
    • L'actif cryptographique envoyé par le client à l'adresse de dépôt générée par Dukascopy est automatiquement converti dans la devise de référence de l'investissement du compte, et un investissement en BTC, ETH ou USDT est automatiquement acheté immédiatement après (les frais standard des frais standard s'appliquent à l'achat d'actifs d'investissement).
    • Delivery of the crypto investment position is always made to the blockchain wallet address declared by the client to Dukascopy.
  • La procédure décrite ci-dessous s'appuie sur des exemples liés aux comptes de trading, mais, à l'exception de l'étape 1, le processus est identique pour les comptes MCA utilisant les cryptomonnaies comme moyen de dépôt ou de retrait (les clients MCA accèdent au formulaire de dépôt depuis l'interface MCA).

    Warning: it is important to follow these instructions because improperly sent Bitcoins will be placed in quarantine and applied special fees. The client can send to Dukascopy only Bitcoins belonging to him.

    1. GÉNÉRER UNE ADRESSE DE DÉPÔT

    Log in to your Live Member Area, proceed to "Funds" section and open the Bitcoin deposit form. Indicate the exact amount you intend to deposit during the operation.

    The maximum precision of the Bitcoin deposit amount is 8 decimals.

    The transferred amount should match exactly the BTC deposit amount annonced (plus the micro-transaction part, if applicable). Any mismatch will trigger a scrutiny procedure and may end up with the deposit placed in quarantine.

    Accept the reminders in the form, announce the deposit source (Your declared address or Other address) on the 2nd step of the form and generate the address for your deposit by clicking the “Generate Deposit Address” button.

    2. ENVOYER BITCOIN

    Send the exact Bitcoin amount indicated in the form from your crypto-wallet to the address generated for this deposit operation.

    3. Wait for your deposit to be processed

    Once the transaction is 6 blocks deep, your Bitcoin deposit will undergo a series of checks by Dukascopy, including:

    • Comparison of the expected Bitcoin deposit amount with the actually received one.
    • Comparison of the announced deposit source address with the actual one.
    • Matching of the received amount of Bitcoins against the limits applicable to the account and other compliance considerations.

    4. Fournissez une capture d'écran de la transaction

    You will receive an email asking to provide a screenshot(s) of the executed transaction seen in your blockchain wallet.

    The screenshot(s) must necessarily contain personal information of the wallet holder (e.g. name/surname, email, address) and at least two of the following elements:

    • Le montant et l'heure de la transaction.
    • L'adresse du portefeuille auquel les crypto-monnaies ont été envoyées.
    • L'adresse du portefeuille depuis laquelle les crypto-monnaies ont été envoyées.
    • L'ID de transaction blockchain.

    Send the screenshot(s) by replying to the received email, indicating your Dukascopy account number.

    Note that the deposit cannot be finalized until valid screenshots are provided.

    An exception from the requirement to provide transaction screenshot(s) is possible in case if the transaction originates from a wallet address for which a valid proof of client’s power of disposal (control) exists. I.e. either the address has been verified by “message signing” procedure or through “micro-transaction” method.

  • La procédure décrite ci-dessous s'appuie sur des exemples liés aux comptes de trading, mais, à l'exception de l'étape 1, le processus est identique pour les comptes MCA utilisant les cryptomonnaies comme moyen de dépôt ou de retrait (les clients MCA accèdent au formulaire de dépôt depuis l'interface MCA).

    Warning: it is important to follow these instructions because improperly sent Ether will be placed in quarantine and applied special fees. The client can send to Dukascopy only Ether belonging to him.

    1. GÉNÉRER UNE ADRESSE DE DÉPÔT

    Log in to your Live Member Area, proceed to "Funds" section and open the Ether deposit form. Indicate the exact amount you intend to deposit during the operation.

    The maximum precision of the Ether deposit amount is 8 decimals.

    The transferred amount should match exactly the ETH deposit amount annonced (plus the micro-transaction part, if applicable). Any mismatch will trigger a scrutiny procedure and may end up with the deposit placed in quarantine.

    Accept the reminders in the form, announce the deposit source (Your declared address or Other address) on the 2nd step of the form and generate the address for your deposit by clicking the “Generate Deposit Address” button.

    2. Send Ether

    Send the exact Ether amount indicated in the form from your crypto-wallet to the address generated for this deposit operation.

    3. Wait for your deposit to be processed

    Une fois que la transaction aura atteint 12 blocs, votre dépôt d'Ether sera soumis à une série de vérifications par Dukascopy, notamment:

    • Comparison of the expected Ether deposit amount with the actually received one.
    • Comparison of the announced deposit source address with the actual one.
    • Matching of the received amount of Ether against the limits applicable to the account and other compliance considerations.

    4. Provide screenshot(s) of the transaction

    You will receive an email asking to provide a screenshot(s) of the executed transaction seen in your blockchain wallet.

    The screenshot(s) must necessarily contain personal information of the wallet holder (e.g. name/surname, email, address) and at least two of the following elements:

    • Le montant et l'heure de la transaction.
    • L'adresse du portefeuille auquel les crypto-monnaies ont été envoyées.
    • L'adresse du portefeuille depuis laquelle les crypto-monnaies ont été envoyées.
    • L'ID de transaction blockchain.

    Send the screenshot(s) by replying to the received email, indicating your Dukascopy account number.

    Note that the deposit cannot be finalized until valid screenshots are provided.

    An exception from the requirement to provide transaction screenshot(s) is possible in case if the transaction originates from a wallet address for which a valid proof of client’s power of disposal (control) exists. I.e. either the address has been verified by “message signing” procedure or through “micro-transaction” method.

  • La procédure décrite ci-dessous s'appuie sur des exemples liés aux comptes de trading, mais, à l'exception de l'étape 1, le processus est identique pour les comptes MCA utilisant les cryptomonnaies comme moyen de dépôt ou de retrait (les clients MCA accèdent au formulaire de dépôt depuis l'interface MCA).

    Warning: it is important to follow these instructions because improperly sent Tether will be placed in quarantine and applied special fees. The client can send to Dukascopy only Tether belonging to him.

    Only one version of USDT token is accepted. It is the Tether ERC20 token based on the Ethereum (ETH) network (token address).

    All other USDT versions or its analogues will not be processed. For technical reasons such tokens may appear to be irrecoverable and you risk a complete loss of the wrong tokens sent. Dukascopy does not assume any responsibility for such an eventual loss.

    1. GÉNÉRER UNE ADRESSE DE DÉPÔT

    Log in to your Live Member Area, proceed to "Funds" section and open the Tether deposit form. Indicate the exact amount you intend to deposit during the operation.

    The maximum precision of the USDT deposit amount is 6 decimals.

    The transferred amount should match exactly the USDT deposit amount annonced (plus the micro-transaction part, if applicable). Any mismatch will trigger a scrutiny procedure and may end up with the deposit placed in quarantine.

    Create the Ethereum blockchain address for your deposit by clicking the “Generate a USDT deposit address” button.

    2. Envoyer Tether

    Send the exact Tether amount indicated in the form from your crypto-wallet to the address generated for this deposit operation.

    3. Wait for your deposit to be processed

    Once the transaction is 12 blocks deep, your Tether deposit will undergo a series of checks by Dukascopy, including:

    • Comparison of the expected Tether deposit amount with the actually received one.
    • Comparison of the announced deposit source address with the actual one.
    • Matching of the received amount of Tether against the limits applicable to the account and other compliance considerations.

    4. Provide screenshot(s) of the transaction

    You will receive an email asking to provide a screenshot(s) of the executed transaction seen in your blockchain wallet.

    The screenshot(s) must necessarily contain personal information of the wallet holder (e.g. name/surname, email, address) and at least two of the following elements:

    • Le montant et l'heure de la transaction.
    • L'adresse du portefeuille auquel les crypto-monnaies ont été envoyées.
    • L'adresse du portefeuille depuis laquelle les crypto-monnaies ont été envoyées.
    • L'ID de transaction blockchain.

    Send the screenshot(s) by replying to the received email, indicating your Dukascopy account number.

    Note that the deposit cannot be finalized until valid screenshots are provided.

    An exception from the requirement to provide transaction screenshot(s) is possible in case if the transaction originates from a wallet address for which a valid proof of client’s power of disposal (control) exists. I.e. either the address has been verified by “message signing” procedure or through “micro-transaction” method.

  • Crypto funds sent in breach of the applicable crypto deposit procedure may be placed in quarantine. This may happen when the following circumstances occur:

    • Crypto funds were sent to an address that was already used;
    • The type of tokens sent does not correspond to the one for which the deposit address was created;
    • A wrong number of crypto tokens was sent to the deposit address (i.e. not corresponding to the expected one);
    • Dukascopy cannot accept the received crypto tokens for any other reason, e.g., if it has information suggesting that sent crypto funds belong to a third party;

    To obtain the return of crypto funds placed in quarantine, the client must provide Dukascopy with convincing evidences, based on the possible solutions provided by Dukascopy, that the wallet from which the funds were sent do actually belong to him/her.

  • For withdrawals from crypto-fundable trading accounts:

    1. Make a withdrawal request

    Connectez-vous à votre Cabinet de Trader, rendez-vous dans la section « Fonds » et ouvrez le formulaire de retrait. Indiquez le montant que vous souhaitez retirer, puis confirmez l'opération.

    2. Wait for your withdrawal to be processed

    Les retraits ne sont traités que pendant les jours ouvrables dans le canton de Genève, en Suisse.

    Dukascopy convertira le montant du retrait demandé en monnaie fiat en BTC, ETH ou USDT (selon le choix du client) à son propre taux de change. Les retraits sont soumis à une commission fixe conformément au tableau des frais.

    Dukascopy will send the Bitcoins, Ether or Tether the blockchain wallet address declared by the client to Dukascopy.

    Le client doit comprendre et accepter que le processus de retrait n'est pas instantané et que le taux de change fluctuera jusqu'à ce que Dukascopy ait finalisé la conversion. Par conséquent, le client ne peut pas prédire le montant exact de Bitcoins, d'Ether ou de Tether qu'il recevra dans son portefeuille à la suite du retrait.

    Pour les retraits des comptes MCA, veuillez vous reporter à la rubrique « FAQ » consacrée à la livraison des investissements sur la blockchain.

Obtenez plus d'informations sur tous les services cryptographiques fournis par la banque.

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