Last Friday the government of Colombia stated that it is going to influence a number of national banks in order to hold over higher reserves on every new consumer loan, because of an unexpected increase in past-due credits and signs the economy is overheating. Juan Carlos Echeverry, Financial Minister of Columbia, has no doubt that new regulations will not only stabilise the economic situation of the country, but also will help to regulate specific loans of consumers. The economy of Columbia has started to show tenuity signs; as it is known from the data, which came out on Thursday, industrial production volume of the country has contracted for the first time in a three-year period.