BofA and Citi group may be forced to postpone dividend pay-outs and stock buy-backs

Citigroup Inc and Bank of America are among those banks that might have to delay their plans to buy back stock and increase dividends next year as Fed toughened capital stress tests for largest US banks. Fed's requirements are likely to hamper bank's desire to repay capital to its shareholders. Paul Miller, a former assessor at Federal Reserve of Philadelphia, predicts both banks will struggle to make any major buy-back next year.