U.S. Housing Market Shows Modest February Rebound

Note: This section contains information in English only.
Source: Dukascopy Bank SA
According to the latest report released on March 10, 2026 by the National Association of Realtors, the U.S. housing market showed a modest rebound in February after a slow start to the year. Existing-home sales rose 1.7% from January to an annualized pace of 4.09 million homes, suggesting slightly stronger demand as affordability conditions improved and the long-running "lock-in effect"—where homeowners with low pandemic-era mortgage rates were reluctant to sell—began to ease. The median existing-home sales price reached $398,000, up 0.3% compared with a year earlier, while total housing inventory increased 2.4% to 1.29 million units. Supply rose to 3.8 months, still below the roughly six months typically considered a balanced market but a small improvement from January.



Regional performance varied across the country: the South posted the strongest gains with increases both month-over-month and year-over-year, the Midwest and West saw modest monthly improvements but remained below their February 2025 levels, and the Northeast experienced a decline in sales, largely due to severe winter storms that disrupted transactions late in January and February. The report also noted that the U.S. economy now has roughly six million more jobs than in 2019, yet annual home sales remain about one million units below pre-pandemic levels.

Affordability has been gradually improving, marking the eighth consecutive month of gains in the Housing Affordability Index as wage growth has recently exceeded home price growth by nearly four percentage points. Activity among first-time buyers also strengthened, representing 34% of purchases in February, which matches a five-year high and suggests that improving affordability and slightly higher inventory levels may be helping more new buyers enter the market
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