Dow Jones Industrial Average edged modestly lower on Monday driven as blue chip stocks diminished. Dow main index slipped 0.20% or 25.35 points and finished at 12,741.82. 11 stocks of 30 posted gains for the session. Bank of America gave up 1.8% as Spanish 10-year borrowing costs hit Eurozone record high of 7.13%. Retail shares supported the index on the upside. Kraft Foods and Home Depot each advanced 0.9%.